Evaluate your budget, credit score, and savings. Aim for a credit score above 620 for better mortgage rates in Alhambra.
Contact lenders to get pre-approved. This helps you know your budget for homes in Alhambra, where median prices are around $800,000.
Estimate monthly payments and required income based on home price, down payment, and debts.
Your Required Annual Income: $0
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Homeowners Insurance: $0
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Hire a local agent familiar with Alhambra’s neighborhoods.
Explore homes in Alhambra using online platforms. Filter by price, size, and features.
Work with your agent to submit a competitive offer based on Alhambra’s market trends.
Schedule a home inspection and appraisal to ensure the property’s value and condition.
Complete your loan application and submit documents to your lender.
Sign final paperwork and pay closing costs (typically 2-5% of the home price in Alhambra).
Congratulations! Plan your move to your new Alhambra home.
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